Insurance Guideline

Insurance Basics

Even though law does not require it, health insurance is coverage everyone should have. Often provided by your employer, health insurance covers you when you fall ill and helps off-set your medical costs. Most health insurance plans involve monthly payments, which are set based on the type of medical coverage you receive and if the coverage is just for you or for your immediate family. Others involve deductibles and co-payments. So, which is which? Types of Health Insurance The primary... [Complete Article]

Life insurance is a policy that you can enter with your insurance company, which promises a certain amount to your beneficiary(ies) in the event of your death. Usually, a spouse will name the other spouse as well as their children as beneficiaries of the policy. As part of the agreement with life insurance, your insurance policy will be a monetary value, that you will in return, pay a monthly premium for. Premiums usually depend on your age, gender, occupation, medical history and... [Complete Article]

When purchasing a home, your mind is probably filled with the details of the mortgage and the move. What kind of homeowners insurance you’re receiving may be the last thing on your mind, but here’s why it shouldn’t be. Types and amounts of coverage vary considerably from policy to policy and company to company. Imagine how desperate you would be in the case of a total loss of your home, and you can begin to understand how important this choice is. You should never... [Complete Article]

Car insurance is basically insurance that drivers can purchase for any kind of vehicle in order to protect against losses sustained in traffic accidents. Auto insurance policies are, in reality, a bundle of different coverages. This insurance will usually cover the insured party, the insured motor vehicle, and any third parties involved. Different policies will identify the situations in which each of these entities is covered. Below are the specific coverages involved when you... [Complete Article]

Suggested Readings

Product Description
Discover proven methods for determining a client s life insurance needs and close more sales than ever before with the helpful hints throughout. Unique charts, checklists, and real-world examples help immediately apply skills and identify the impact of new regulations on existing paradigms. Tools & Techniques of Life Insurance Planning features extensive coverage of 10 policy types with quick comparisons.
4th Edition offers expanded reviews of the latest:
More >>

• ISBN13: 9780470040218
• Condition: NEW
• Notes: Brand New from Publisher. No Remainder Mark.

Product Description
You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You’re self-employed, an independent contractor, or your employer doesn’t provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cov… More >>